DF Capital Business Banking

About DF Capital

DF Capital are a fairly new specialist bank that offers savings solutions and commercial finance products to UK SMEs. They were founded back in 2016 and in 2020 they were awarded their banking licence, allowing them to help and support businesses grow.

See our full DF Capital business savings review of features, fees and how they compare against other digital bank accounts.

DF Capital pros & cons

Pros of DF Capital

• Save up to a maximum of £250,000
• Award-winning UK-based support team
• Deposits up to £85,000 are protected

Cons of DF Capital

• Only offer one business savings account
• Requires a deposit of at least £20,000
• Not a very well-heard of bank

DF Capital business savings account

DF Capital currently only have one business savings account available.

The minimum deposit requirement is £20,000 and the most it will hold is £250,000.

Here's a summary of all of DF Capital's business savings account:

Eligibility

To be eligible for a DF Capital savings account your business must:

• Have 250 employees or less
• Have a balance sheet less that £36.5m
• Have an annual turnover less than £42.5m
• Be established & operate in the UK (excluding the Channel Islands, Isle of Man & Republic of Ireland)
• Be a limited company registered with Companies House
• Have at least one director; no more than four, or more than two layers of ownership
• Have a minimum of two years trading history
• Nominate a UK business current account

Opening an account

Here's how to open a DF Capital business savings account:

1. Start your business savings application, once confirming you're eligible
2. Complete the application & register your account online
3. Once registered, you'll have 14 days to deposit between £20k & £250k
4. Once funded you can manage your account online or by email

If you have any questions or would like to talk to DF Capital, you can email them at savings@dfcapital.bank.

DF Capital reviews

DF Capital has a great rating on Trustpilot with 3.9 stars from 26 reviews, with 58% giving them 5 stars.

Their Trustpilot profile is new and so might not be a true reflection of how they are. Be sure to do your own research or contact the bank directly for more.

Information correct as of 9th September 2024.

Frequently asked questions

It's not uncommon to have questions when looking in to business banking, especially for the first time. These are some of the most relevant questions for DF Capital: